Investment Calculator
Calculate returns for SIP, mutual funds, and fixed deposits. Plan your financial future with accurate projections.
Investment Details
Investment Projection
Enter investment details to see projections
Investment Tips
Start Early
The earlier you start investing, the more time your money has to grow through compound interest.
Diversify
Spread your investments across different asset classes to reduce risk and maximize returns.
Stay Consistent
Regular investments, even small amounts, can lead to significant wealth over time.
Why Use Our Investment Calculator?
Plan your financial future with accurate investment projections
Multiple Investment Types
Calculate returns for SIP, lump sum investments, and fixed deposits.
Detailed Projections
Get comprehensive breakdowns with yearly growth and return analysis.
Real-time Calculations
See instant results as you adjust your investment parameters.
Investment Calculator FAQ
Common questions about investment planning and calculations
Investment Types
SIP (Systematic Investment Plan) involves investing a fixed amount regularly (monthly/quarterly), while lump sum is a one-time investment. SIP helps average out market volatility and builds discipline, while lump sum can benefit from longer compounding periods.
Returns
Historical returns vary by asset class: Stocks (8-12%), Bonds (4-6%), Real Estate (6-8%), Gold (5-7%). However, past performance doesn't guarantee future returns. Consider your risk tolerance and investment horizon when setting expectations.
Compound Interest
Compound interest means earning returns on both your principal and previously earned returns. Over time, this creates exponential growth. The longer your investment period, the more powerful compounding becomes. Starting early, even with small amounts, can lead to significant wealth.
Investment Strategy
SIP is better for beginners and regular income earners as it reduces timing risk and builds discipline. Lump sum can be better if you have a large amount and believe markets will rise. Many investors use both strategies - lump sum for windfalls and SIP for regular savings.
Factors
Key factors include: market performance, economic conditions, inflation, interest rates, company performance (for stocks), geopolitical events, and your investment choices. Diversification across asset classes helps reduce risk and smooth returns over time.
Time Horizon
Consider your financial goals: Short-term (1-3 years) for emergency funds, Medium-term (3-7 years) for goals like buying a car, Long-term (7+ years) for retirement. Longer periods allow for higher risk investments and benefit more from compounding.
Starting Early
Starting early is crucial due to compound interest. A 25-year-old investing $100/month for 40 years at 8% return will have $350,000, while a 35-year-old investing $200/month for 30 years will have $300,000. Time is often more valuable than the amount invested.
Accuracy
Our calculator provides estimates based on historical averages and mathematical formulas. Actual returns will vary due to market volatility, fees, taxes, and economic changes. Use these as planning tools, not guarantees. Consider consulting a financial advisor for personalized advice.
Still have questions?
Can't find the answer you're looking for? We're here to help!